PayPal đang xử lý xác thực – Phải làm gì?

PayPal đang xử lý xác thực – Phải làm gì?

Khi mua sắm trực tuyến bằng PayPal, đôi khi bạn có thể thấy thông báo “Đang xử lý xác thực”. Điều này có nghĩa là quá trình thanh toán đã bắt đầu nhưng chưa hoàn tất. Tiền đã bị tạm giữ nhưng chưa được chuyển ngay lập tức.

Có nhiều lý do dẫn đến tình trạng này. Ví dụ, các kiểm tra kỹ thuật của PayPal hoặc kiểm tra thủ công của người bán. Thông thường, mọi việc chỉ mất vài ngày để hoàn tất.

Nếu quá trình kéo dài hơn, có một số cách giải quyết. Bạn có thể kiểm tra tài khoản PayPal của mình để xem chi tiết giao dịch. Hãy tìm kiếm thông tin về trạng thái giao dịch, thời gian ước tính hoàn tất và bất kỳ thông báo nào từ PayPal hoặc người bán.

Những việc bạn nên làm:

• Kiểm tra tài khoản PayPal: Đăng nhập vào tài khoản PayPal của bạn và xem chi tiết giao dịch. Tìm kiếm thông báo về trạng thái giao dịch, thông tin liên hệ của người bán và bất kỳ thông tin liên quan nào khác.
• Liên hệ với người bán: Nếu sau vài ngày mà giao dịch vẫn chưa được hoàn tất, hãy liên hệ với người bán để hỏi về tình trạng đơn hàng và xác nhận xem họ đã nhận được thanh toán hay chưa. Cung cấp cho họ ID giao dịch PayPal của bạn.
• Kiểm tra thông tin thanh toán: Đảm bảo rằng bạn đã cung cấp đầy đủ và chính xác thông tin thanh toán, bao gồm cả địa chỉ email và số điện thoại. Những thông tin không chính xác có thể gây ra sự chậm trễ trong quá trình xác thực.
• Kiểm tra kết nối internet: Đảm bảo rằng bạn có kết nối internet ổn định để tránh các vấn đề kỹ thuật.
• Liên hệ với bộ phận hỗ trợ khách hàng của PayPal: Nếu bạn vẫn gặp sự cố sau khi đã thử tất cả các bước trên, hãy liên hệ với bộ phận hỗ trợ khách hàng của PayPal để được hỗ trợ.

Thời gian chờ đợi hợp lý:

Thông thường, quá trình xác thực của PayPal sẽ mất từ vài giờ đến vài ngày. Nếu sau 5-7 ngày mà giao dịch vẫn chưa được hoàn tất, bạn nên chủ động liên hệ với PayPal hoặc người bán để được hỗ trợ.

Tránh những sai lầm:

• Không nên thực hiện giao dịch trùng lặp: Việc tạo nhiều giao dịch trùng lặp có thể gây khó khăn trong việc theo dõi và giải quyết vấn đề.
• Không nên chia sẻ thông tin tài khoản PayPal của bạn với người lạ: Bảo mật thông tin tài khoản của bạn là rất quan trọng để tránh bị lừa đảo.

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        When shopping online with PayPal, you may sometimes see “Authorization in progress”. This means that the payment has been started but not yet completed. The money is blocked but not transferred immediately.

There are many reasons why this happens. For example, technical checks by PayPal or manual checks by merchants. It often only takes a few days for everything to be completed.

If it takes longer, there are various ways forward. You can check your PayPal account to see what is happening. If you have any questions, it helps to contact the merchant or PayPal customer service. They will explain the status and can help you further.
Important findings
The message “Authorization in process” is a normal part of the payment process
The payment amount is reserved but not yet debited
Merchants have up to 29 days to complete the payment
In case of delays, the merchant should be contacted first
PayPal customer service is available for further assistance
What the message “Authorization in process” actually means
When you pay with PayPal, you sometimes see “Authorization in process”. This means that the payment is not yet complete.
Status of the payment approval
The payment has not yet been released. The amount has been reserved but not yet debited. There are so many payments in this status all over the world.
Blocking the payment amount
The amount is already blocked during processing. The money cannot be used, but has not yet been transferred.
Role of the merchant in the authorization
Confirmation by the merchant is important. The seller must check whether the product is available before accepting the payment. Without confirmation, the payment remains on hold.
Authorization status
Meaning
Next step
In process
Payment reserved
Waiting for merchant confirmation
Completed
Payment completed
Shipment of goods
Canceled
Authorization expired
Initiate new payment
Buyers can do nothing and must wait for confirmation. If nothing happens after 29 days, the authorization will be canceled.
PayPal authorization in process – typical triggers
When you buy online, you will often see “Authorization in process” on PayPal. This happens directly after the purchase. There are many reasons for this.

The merchant often checks whether the item is in stock. They want to make sure that the item is there and that they can ship it. This is a normal step in online retail.
Security checks by PayPal or the merchant
Technical problems with transaction processing
Verification of unusual purchase patterns
Comparison of delivery and billing address
These problems usually resolve themselves within one to two days. If it takes longer, you should contact the merchant or PayPal support.
Reason for delay
Typical duration
Solution approach
Stock check
1-2 days
Wait or contact dealer
Safety check
1-3 days
Contact PayPal support
Technical problems
A few hours to 1 day
Try transaction again
These security measures are important in e-commerce. By 2026, the volume will exceed 8.1 trillion US dollars. Reliable payments are therefore very important.
Timing of PayPal authorizations
The time limit for a PayPal authorization is important. It influences how quickly payments can be processed. Here we take a closer look at the times.
Maximum waiting time of 29 days
Merchants have 29 days to use a PayPal authorization. During this time, they can collect the money or reject the payment. This gives both sides time and security.

Automatic cancellation after expiry
The authorization is automatically cancelled after 29 days. The money is released again. This avoids forgotten or uncompleted transactions.
Regular processing times by merchants
Processing times depend on the merchant. Some process payments quickly, others need more time. Fast payments improve the customer experience.
Time frame
Action
Impact
0-29 days
Processing by merchant
Money reserved
After 29 days
Automatic cancelation
Money available again
Variable
Regular processing
Depending on merchant
Real-time authorization ensures fast status updates. This makes transparency easier for customers and retailers.
Options for action during processing
When PayPal processes a transaction, there are various steps. Here we explain what you can and cannot do.
Contacting the merchant
If you have any questions about the transaction, the merchant is the best person to contact. You can find their contact details in your PayPal account. They can often help you or speed up processing.

Cancellation options via the online store
You can only cancel an order via the online store. Contact the seller if you wish to cancel the order. Unbooked transactions are automatically canceled after 30 days.
Limitations of PayPal support
PayPal support cannot help with “authorization in process”. They will only tell you that you have to wait 29 days. But for other PayPal help, you can contact customer support.
Error code
Meaning
10486
Transaction could not be completed
10610
Amount limit exceeded
400
Action could not be completed
422
Transaction validation failed
Error codes often occur when there are problems with PayPal payments. The table shows some common codes and what they mean. In these cases, you often need the help of the merchant or PayPal customer support.
Alternative payment methods for delayed authorization
If PayPal authorizations often do not work, payment alternatives are a good solution. They can be faster, but offer less protection for buyers.
Instant bank transfer: Direct transfer from the bank account
Credit card: Fast processing with additional protection
Direct debit: Convenient direct debit from current account
Prepayment: Payment before the goods are dispatched
Each payment method has its advantages and disadvantages. Instant bank transfer is fast, but requires bank details. Credit cards are secure, but cost more.

The acceptance rate is important when selecting payment methods. It shows how many customers use a payment method. Providers receive a discount that depends on the turnover.

New payment systems such as Apple Pay use NFC for contactless payments. Many providers use AVS to prevent fraud. AVS compares the address provided with the credit card details.
Conclusion
PayPal authorization is very important for online shopping security. It protects buyers and sellers through thorough verification. Sometimes it can take up to 29 days, but this helps to reduce risks.

If you are unsure, you should talk to the seller. PayPal protects its users well. You are not liable for unauthorized account access, except in cases of gross negligence. PayPal checks errors within 20 days.

PayPal makes online transactions more secure. Users must report suspicious activity within 13 months. This keeps trust in online transactions high and improves the purchasing process.
FAQWhat does “authorization in process” mean at PayPal?“Authorization in progress” means that your payment has not yet been completed. The amount is blocked on your account but not yet transferred. The merchant must confirm the payment before it is completed.How long can a PayPal authorization take?A merchant has up to 29 days to use the authorization. The processing time varies depending on the merchant and can range from hours to days.Can I cancel a payment with “Authorization in process”?Cancellations are only possible via the online store, not via PayPal. You should contact the merchant directly.What happens after 29 days if the authorization has not been used?After 29 days, the authorization is automatically cancelled. You can then access your PayPal balance again.Why are authorizations delayed?Delayed authorizations can have many reasons. The retailer often checks whether the item is available. Other factors can also cause a delay.Can PayPal support help with an “authorization in progress”?PayPal support cannot help directly with “Authorization in process”. It usually refers to the 29-day period. If you have any questions, you should contact the merchant.Are there alternatives to PayPal for frequently delayed authorizations?Yes, there are alternatives such as instant bank transfers or credit card payments. These can be faster than PayPal.How can I contact the merchant if the authorization takes a long time?Use the seller’s contact details from your PayPal account. Direct communication with the merchant is often the quickest way to help.